Comprehensive List of Various Committee in Bank

Banking Awareness: Comprehensive List of Various Committee in Bank 

[ Arranged in Alphabetical order ]

COLOUR CODE for Reading Preference  :
Most Important
Very Important
Important

1. A C Shah Committee: NBFC
2. A Ghosh Committee:Final Accounts
3. A Ghosh Committee:Modalities Of Implementation Of New 20 Point Programme
4. A Ghosh Committee:Frauds & Malpractices In Banks
5. Abid Hussain Committee:Development Of Capital Markets
6. Adhyarjuna Committee:Changes In NI Act And Stamp Act
7. AK Bhuchar Committee:Coordination Between Term Lending Institutions And Commercial Banks
8. B Eradi Committee:Insolvency And Wind Up Laws
9. B Sivaraman Committee:Institutional Credit For Agricultural & Rural Development
10. B Venkatappaiah Committee:All India Rural Credit Review
11. BD Shah Committee:Stock Lending Scheme
12. BD Thakar Committee:Job Criteria In Bank Loans (Approach)
13. Bhagwati Committee:Unemployment
14. Bhagwati Committee:Public Welfare
15. Bhave Committee: Share Transfer Reforms
16. Bhide Committee:Coordination Between Commercial Banks And SFC’s
17. Bhootlingam Committee:Wage, Income & Prices
18. C Rao Committee:Agricultural Policy
19. CE Kamath Committee:Multi Agency Approach In Agricultural Finance
20. Chatalier Committee:Finance To Small Scale Industry
21. Chesi Committee:Direct Taxes
22. Cook Committee (On Behalf Of BIS – Under Basel Committee ):Capital Adequacy Of Banks
23. D R Mehta Committee:Review Progress And Recommend Improvement Measures Of IRDP
24. Damle Committee:MICR
25. Dandekar Committee:Regional Imbalances
26. Dantwala Committee:Estimation Of Employments
27. Dave Committee:Mutual Funds (Functioning)
28. Dharia Committee:Public Distribution System
29. DR Gadgil Committee:Agricultural Finance
30. Dutta Committee:Industrial Licensing
31. G Lakshmai Narayan Committee:Extension Of Credit Limits On Basis Of Consortium
32. G Sundaram Committee:Export Credit
33. Gadgil Committee (1969):Lead Banking System
34. Godwala Committee:Rural Finance
35. Goiporia Committee:Customer Service In Banks
36. GS Dahotre Committee:Credit Requirements Of Leasing Industry
37. GS Patel Committee:Carry Forward System On Stock Exchanges
38. Hathi Committee:Soiled Banknotes
39. Hazari Committee (1967):Industrial Policy
40. IT Vaz Committee:Working Capital Finance In Banks
41. J Reddy Committee:Reforms In Insurance Sector
42. James Raj Committee:Functioning Of Public Sector Banks
43. Jankiramanan Committee:Securities Transactions Of Banks & Financial Institutions
44. JV Shetty Committee:Consortium Advances
45. K Madhav Das Committee:Urban Cooperative Banks
46. Kalyansundaram Committee:Introduction Of Factoring Services In India
47. Kamath Committee:Education Loan Scheme
48. Karve Committee:Small Scale Industry
49. KB Chore Committee:To Review The Symbol Of Cash Credit Q
50. Khanna Committee: Non Performing Assets
51. Khusrau Committee:Agricultural Credit
52. KS Krishnaswamy Committee:Role Of Banks In Priority Sector And 20 Point Economic Programme
53. L K Jha Committee:Indirect Taxes
54. LC Gupta Committee:Financial Derivatives
55. Mahadevan Committee:Single Window System
56. Mahalanobis Committee:Income Distribution
57. Marathe Committee:Licensing Of New Banks
58. ML Dantwala Committee: Regional Rural Banks
59. Mrs. KS Shere Committee:Electronic Fund Transfer
60. Nadkarni Committee:Improved Procedures For Transactions In PSU Bonds And Units
61. Nariman Committee:Branch Expansion Programme
62. Narsimham Committee:Financial System
63. Omkar Goswami Committee:Industrial Sickness And Corporate Restructuring P R Nayak Committee:Institutional Credit To SSI Sector
64. P Selvam Committee:Non Performing Assets Of Banks
65. PC Luther Committee:Productivity, Operational Efficiency & Profitability Of Banks
66. PD Ojha Committee:Service Area Approach
67. Pendarkar Committee:Review The System Of Inspection Of Commercial, RRB And Urban Cooperative Banks
68. Pillai Committee:Pay Scales Of Bank Officers
69. PL Tandon Committee:Export Strategy
70. PR Khanna Committee:Develop Appropriate Supervisory Framework For NBFC
71. Purshottam Das Committee:Agricultural Finance And Cooperative Societies
72. R Jilani Banks:Inspection System Of Banks
73. R S Saria Committee:Agricultural Finance And Cooperative Societies
74. Raghavan Committee:Competition Law
75. Raja Chelliah Committee:Tax Reforms
76. Rajamannar Committee:Centre – State Fiscal Relationships
77. Rajamannar Committee:Changes In Banking Laws , Bouncing Of Cheques Etc.
78. Rakesh Mohan Committee:Petro Chemical Sector
79. Ram Niwas Mirdha Committee (JPC):Securities Scam
80. Rangrajan Committee:Computerization Of Banking Industry
81. Rangrajan Committee:Public Sector Disinvestment
82. Rashid Jilani Committee:Cash Credit System
83. Ray Committee:Industrial Sickness
84. RG Saraiya Committee (1972):Banking Commission
85. RH Khan Committee:Harmonization Of Banks And Ssis
86. RK Hajare Committee:Differential Interest Rates Scheme
87. RK Talwar Committee:Customer Service
88. RK Talwar Committee:Enactment Having A Bearing On Agro Landings By Commercial Banks
89. RN Malhotra Committee:Reforms In Insurance Sector
90. RN Mirdha Committee:Cooperative Societies
91. RV Gupta Committee:Agricultural Credit Delivery
92. S Padmanabhan Committee:Onsite Supervision Function Of Banks
93. S Padmanabhan Committee:Inspection Of Banks (By RBI)
94. Samal Committee:Rural Credit
95. SC Choksi Committee:Direct Tax Law
96. Shankar Lal Gauri Committee: Agricultural Marketing
97. SK Kalia Committee:Role Of NGO And SHG In Credit
98. SL Kapoor Committee:Institutional Credit To SSI
99. Sodhani Committee:Foreign Exchange Markets In NRI Investment In India
100. SS Kohli Committee:Rehabilitation Of Sick Industrial Units
101. SS Kohli Committee:Rationalization Of Staff Strength In Banks
102. SS Kohli Committee:Willful Defaulters
103. SS Nadkarni Committee:Trading In Public Sector Banks
104. SS Tarapore Committee:Capital Account Convertibility
105. Sukhmoy Chakravarty Committee:To Review The Working Of Monetary System
106. Tambe Committee:Term Loans To SSI
107. Tandon Committee:Follow Up Of Bank Credit
108. Tandon Committee:Industrial Sickness
109. Thakkar Committee:Credit Schemes To Self Employed
110. Thingalaya Committee:Restructuring Of RRB
111. Tiwari Committee:Rehabilitation Of Sick Industrial Undertakings
112. UK Sharma Committee:Lead Bank Scheme (Review)
113. Usha Thorat Panel: Financial Inclusion
114. Vaghul Committee:Mutual Fund Scheme
115. Varshney Committee:Revised Methods For Loans (>2 Lakhs)
116. Venketaiya Committee:Review Of Rural Financing System
117. Vipin Malik Committee:Consolidated Accounting By Banks
118. VT Dehejia Committee:To Study Credit Needs Of Industry And Trade Likely To Be Inflated
119. Vyas Committee:Rural Credit
120. Wanchoo Committee:Direct Taxes
121. WS Saraf Committee:Technology Issues In Banking Industry
122. Y H Malegam Committee:Disclosure Norms For Public Issues
123. YV Reddy Committee:Reforms In Small Saving

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Time and Distance

Basic Formula:
Distance = Speed * Time
Average Speed = 2 x y / (x+y) Kmph.
Average Speed =  3 x y z / ( xy + yz+zx) Kmph


TRICK 1: When 2 different speeds are given and total time taken to cover the entire distance is given, then we can find the distance from one side by this formula-
Distance from one end =(Product of two speeds)*(Total time taken)/(Addition of two speeds)

Example :
A girl goes to school with the speed of 6km/hr and returns with the speed of 5 km/hr. If she takes 5.5 hours in all then the distance in km between her house and school is:

1. 30 kms 
2. 15 kms 
3. 32.5 kms
4. 27.5 kms

Solution- Now, the speeds are 6 km/h and 5 km/h and the total time taken is 5.5 hours.
The distance from college to house can be calculated by putting the values in the formula mentioned above.
Required Distance= (6*5) * 5.5/ (6+5) = 15 kms.
Note : distance for both the speeds being same so entire distance is twice the distance from one side.

TRICK 2: When 2 different speeds are given along with 2 different arrival times, then the distance can be found by 
Required Distance = (Product of the speeds)*(Difference between the arrival times) / (Difference of the two speeds)

Distance =  S1 *S2 *(diff of time ) / (S1~ S2)

Example:
A boy covers a certain distance between his college and house on bike. He reaches 10 minutes late to his college when he is having an average speed of 30 km/hr. However, with a speed of 40 km/hr, he reaches his college 5 minutes earlier. Find the distance between his house and college.

1. 20 km   
2. 40 km
3. 30 km 
4. 25 km 

Example :

A man on tour travels first 160 km at 64 km/hr and the next 160 km at 80 km/hr. The average speed for the first 320 km of the tour is:

Solution: 

Let x= 64 km/hr and y = 80 km/hr

Average speed = (2xy) / (x+y)

                        = 2*64*80/ (64+80)

                           =10240/144 = 71.11 km/hr

Percentages

Percentages

Hello Friends!

Welcome to DIKSHA EDUTECH

In this post, we are going to discuss percentages questions.

‘ Percentage  topic’ is conceptually  very easy to understand. But real fight is in its application. Questions directly on percentage are only asked in ‘ simplification  topic ‘Banking exams or SSC exams. However, percentages is widely used in many other topic including Data Interpretation. If we master the art of ‘ application of percentages’ then it is easy to score good marks.

Meaning: It is a fraction where denominator is 100 and Numerator is called Rate percent.

‘‘Percent’ comes from the Latin phrase per centum, which means per hundred

Thus, Percentage =  for every hundred.

example:

30% = 30/100 =  3/10

⅜  =  (3/8)*100 =  37.5%

Formula1:

X % of Y =  Y % of X   =  XY/100

17. 50% of ?   = 360

ans:     50 X/100 = 360

            X =   720.

Question:

Ram spends 20% of his monthly salary on house rent, 25% on food, 10% on fuel, 15% on movies and 18% for rent. He saves the remaining amount Rs. 4800. What is his monthly salary?

solution:

Expense =  ( 20% + 25% + 10% + 15% +18% )  =   88%

saving     = (100% - 88% )  =  12%

now, 12% = 4800   ( given in Question)

hence, monthly slary = 100%  =  (4800/12% )*100 %   = (4800* 100%)/ 12%   = 40000.

Formula 2 :

Percentages of percentage

X % of Y % of  Z  =    ( XY/100) % of Z

example: 40% of 50% of 5000    =   (40*50/100)% of 5000    =  20% of 5000   =   1000.

Question:

Shyam decided to donate 30% of her monthly income to a school. But on the day of donation, he decided to donate only 4200, which is 70% of what he had earlier decided. What should be the actual donation as per earlier decision?

solution:

70% of  30%  =   4200    = (70*30)% of 4200 = 21% = 4200

[ using X % of Y % of  Z  =    ( XY/100) % of Z]

actual donation , 30%         = ?

=   (30*4200/21) = 6000

actual donation = 6000

Question:

In an election between 2 candidates, 10% votes cast are  invalid. The winner get 70% of the valid votes and defeats the loser by 1800 votes. How many votes were totally cast?

winner gets 70% of 90% of total votes  [ since, 10% votes were invalid]

loser  gets    30% of 90% of total votes

Margin of win  =   63% - 27%  =  1800 ( given in question)

                            36%  =  1800

              hence,   100%  =?   =   (1800*/36)100   =  5000.  

Formula 3:

X is what  % of Y  =    (X/Y)*100

question: In an exam, Ram scored 30% less than  shyam and Manish scored 20% less than shyam . Ram ‘s score is what % of Manish’s score?

solution:

here, comparision of Ram and Manish Is w.r.t. Shyam,

Hence, Let,  Shyam =  100%.

           then, Ram    =  70% and Manish  =  80%

now, ( Ram/ Manish)*100  = (70%/ 80%) * 100  =     700/8 = 87.5.

Formula 4:

 X is what % more ( or less) than Y  =  (X-Y)*100/ Y

                                                  here  (-) ve sign indicates = less = ( X

                                                   (+) ve sign indicates= More = ( X> Y)        

example:

Ram salary is 25% more than Shyam’s salary. Then by what percent is   Shyam’s  salary less than Ram’s?   

Let,  Shyam’s salary = 100 %, then Ram’s salary = 125%

shyam’ salary is = (100% -125%)*100/125     =  (-) 20%.         

Formula 5:                                                                                                                                     

Percentage change =  [ final value -  Initial Value]*100/ initial value

Formula 6:

effective percentage change  =  [ X + Y +  ( XY/100)   ] %

here, X and Y are percentage change in 2 variables.

example:

The length of a rectangle is increased by 40% and its breadth increased by 20%. What will be the percentage change in the  area of rectangle?

Solution: Effective percentage change   =  [ 40 + 20 +( 40*20/100)] %   =   68%

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Word list- 33 : News paper terminologies (Words compiled from “THE HINDU”)

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Word list- 33 : News paper terminologies (Words compiled from “THE HINDU”)

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Bank Head Quarter

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Word list- 32 : News paper terminologies (Words compiled from “THE HINDU”)

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Daily Dose of GK : 20th October, 2015

Daily Dose of GK : 20th October, 2015

1 PM Narendra Modi, President Pranab Mukherjee to launch one stop research funding mechanism 'IMPRINT':

Prime Minister Narendra Modi and President Pranab Mukherjee will next month launch a single window funding clearance mechanism backed with a Rs 1,000-crore kitty to get Indian technical institutions to conduct original research in areas where the country is heavily dependent on foreign technology.

The move to set up a one stop funding system has been made after a number of scientists and researchers conveyed how the current bureaucratic systems were coming in the way and delaying projects as well as discouraging institutes from taking them up. 

2.Urvashi Rautela crowned Miss Diva 2015

Model-actress Urvashi Rautela on 18 October 2015 was crowned as Yamaha Fascino Miss Diva 2015 at a star-studded event in Mumbai. With this, she became India’s representative for the Miss Universe pageant.

 A part of Femina Miss India pageant, Miss Diva competition chooses India's representatives for Miss Universe and other pageants after Miss Universe Organization awarded back the franchise to Bennett, Coleman & Co. Ltd.

3.Konkan Railway to set up a tunnel technology institute at Margao in Goa

Railway Minister Suresh Prabhu announced on 19 October 2015 that Konkan Railway will establish a tunnel technology institute at Goa's Margao town. The institute will enable training for the technology, which is still not available in India.

The institute, which is first of its kind in the nation, will be established in the honour of former Railway Minister George Fernandes, who is said to be the driving force behind the Konkan Railway. The institute will be called as George Fernandes Institute of Tunnel Technology.

4.Narendra Modi inaugurates IDFC Bank

 Prime Minister Narendra Modi inaugurated the IDFC Bank in New Delhi. IDFC Bank Limited, which started its operations on 1 October 2015, is an Indian Banking company with headquarters in Mumbai that forms a part of IDFC, an integrated infrastructure finance company.

IDFC Bank was granted a universal banking license in July 2015 by the Reserve Bank of India (RBI).

5.Aditya Birla Group launches fashion portal abof.com

Announcing the launch of abof.com, Kumar Mangalam Birla, Chairman, Aditya Birla Group said, "The e-commerce sector is a sunrise sector from an investment point of view".

The new venture will compete with the likes of Flipkart-owned Myntra and Rocket Internet-backed Jabong, besides horizontal e-commerce players such as Amazon and Snapdeal.

Birla sees abof.com remaining an independent company at least in the foreseeable future. But, going ahead, Birla stated abof.com can be open to roping in an investor.

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Word list- 31 : News paper terminologies (Words compiled from “THE HINDU”)

Word list- 30 : News paper terminologies (Words compiled from “THE HINDU”)

Daily Dose of GK : 19th October, 2015

Daily Dose of GK : 19th October, 2015

1.Post-doctoral fellowship in name of APJ Abdul Kalam

The ministry of environment, forest and climate change has announced the launching of post-doctoral research fellowships in the name of APJ Abdul Kalam on his 85th birthday.

The post-doctoral fellowship programme of the ministry is targeted towards young scientists working in the area of environment and ecology in the country, said the press release issued by ministry of environment and forest. The target group of this programme are young scientists who have completed their PhD, or are about to complete their PhD, in areas related to environment and ecology and possess a good, academic record. 

2.Housing.com appointed Mani Rangarajan as CFO:

Realty giant Housing.com on 18 October 2015 appointed Mani Rangarajan as its Chief Financial Officer (CFO). 

Housing.com is a Mumbai-based real estate search portal, which was founded by a group of 12 students from the Indian Institute of Technology, Bombay in June 2012. The website allows the users to search for housing based on location, number of rooms, budgets and various other filters.

3.Novak Djokovic won 2015 Shanghai Rolex Masters tennis title:

World Number 1 ranking Novak Djokovic on 18 October 2015 won the 2015 Shanghai Rolex Masters tennis title in the men’s singles category. To clinch the title, the top seeded Serbian player defeated Jo-Wilfried Tsonga 6-2 6-4 in the final match held in Shanghai, China.

In early 2015, Djokovic joined Roger Federer and Rod Laver as the only men in the Open era to reach all four major finals. 

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